Accidents and uncertainties can happen at any time on the road.
Vehicle Insurance provides financial protection in case of damage, theft, accidents or third-party liabilities. Whether you own a car, bike, or commercial vehicle, a suitable insurance plan helps you drive with confidence while staying legally protected under Motor Vehicle rules.
Why Vehicle Insurance is Important
- ✔ Mandatory as per Motor Vehicle Act
- ✔ Covers damage & accidental loss
- ✔ Protects against third-party liabilities
- ✔ Helps during theft & natural disasters
- ✔ Supports during legal or financial loss
Key Benefits
- 🟢 Own Damage Cover: Covers repair cost, damage due to accident, fire, theft, flood, natural calamities, and man-made damages.
- 🟢 Third-Party Liability Cover: Protects you legally and financially if your vehicle causes damage or injury to another person or property.
- 🟢 Personal Accident Cover: Financial protection for the driver in case of accidental injury or unfortunate events.
- 🟢 Cashless Garage Network: Repair your vehicle at authorised garages without paying upfront.
Types of Vehicle Insurance
- • Third-Party Insurance (mandatory)
- • Comprehensive Vehicle Insurance
- • Own Damage Policy (OD Only)
- • Commercial Vehicle Insurance
- • Bike/Two-wheeler Insurance
- • Car Insurance
What’s Covered
- ✔ Accidental damage
- ✔ Third-party loss
- ✔ Theft
- ✔ Fire or explosion
- ✔ Flood or natural disasters
- ✔ Personal accident
Add-on Covers
You can enhance your policy with useful add-ons:
- • Zero Depreciation Cover
- • Engine Protection
- • Return to Invoice
- • NCB Protection
- • Roadside Assistance
- • Consumable Cover
- • Tyre Protection